Mortgages

At The Money Map, our experienced advisers are able to find the best fixed and variable rate mortgages, and provide thorough, cost-effective, and impartial advice on all mortgage matters including residential, buy-to-let, and speak in plain English to ensure you gain the good financial understanding you deserve. Our mortgage advisers are highly qualified, experienced, and friendly, and simplify the process for you to make it operate as smoothly as possible. See what some of our clients have to say about us.

Our designated team of independent mortgage advisers can help with the following:

- Reducing your monthly mortgage payments.

- Finding a suitable mortgage for you.

- Offering exclusive access to mortgage deals that aren’t available on the high street or internet.

For mortgage advice, we charge a fee typically of £500 or we can receive commission from the lender. Here is a summary of the main areas our mortgage advisers specialise in:

First Time Buyers

We appreciate how difficult it is for first time buyers to get onto the mortgage ladder, to find a competitive deal, and to get together that all important deposit. Our team of specialist mortgage advisers can assist with all of these common issues, and have access to exclusive mortgage deals not available on the high street or internet.

New House Purchases

If you have found the perfect new home, we can help you to find the perfect mortgage for you, too. At The Money Map, our independent mortgage advisers understand what an important matter buying a house is, and have experience of helping with each and every step. We also have access to competitive legal firms.

Remortgages

If your current mortgage deal is ending soon and you are looking to remortgage, it is essential to know if your monthly mortgage payments are going to be manageable, and if you would like to reduce your monthly payments. This is why remortgaging could help to save you money, and our specialist advisers can provide you with helpful advice to ensure you make the right decision.

Buy to Let Mortgages

If you are a residential landlord and would like to make more profit from your buy to let portfolio, or have a current buy to let deal that is soon to come to an end, we can provide professional advice to help. We can also help you to determine if your buy to let monthly mortgage payments are too much, can reduce your lender fees, and can even consolidate all your buy to let mortgages for administration simplicity.

Fixed Rate Mortgages

Fixed rate mortgages are great because you know exactly what your monthly mortgage payments will be, and for the exact term that you will be paying them for. This means that you can prepare and budget for your mortgage outgoings. For advice on the best fixed rate deals available, contact our specialist team who can access exclusive deals that are not on the high street or internet.

Tracker Mortgages

Tracker mortgages track at a percentage above the Bank of England base rate, and usually move in line with any of its respective changes. They usually do not have an interest rate floor, but it is important to bear in mind that they have no ceiling either. For more information on the best tracker mortgage deals currently on the market, our independent mortgage advisers can help.

Discounted Mortgages

With discounted mortgages, interest rates are below the lender’s standard variable rate, and they are discounted for a specific term. Our independent mortgage advisers can help to find the best mortgage proposition to suit your personal circumstances, and can provide more information on the best discounted deals currently available.

Capped Mortgages

Capped mortgages do not rise above a specified interest rate, but also do not have an interest floor which can work well for many mortgage holders. For more information on the best capped mortgage deals currently on the market, our independent mortgage advisers can help.

Standard Variable Rates

Standard variable rates are the lenders’ own interest rates, and if or when they increase or decrease their rate is up to the lender’s discretion. The standard variable rate can change at any time. Our experienced mortgage advisers can provide information and advice on standard variable rates.

Lender Incentives

Our lenders can offer exclusive deals that are not available on the high street or internet via our mortgage partners, free valuations or valuation refunds, and free standard legals or refunds. Cash back is also available, and there are reduced arrangement fees or none at all, as well as a number of other benefits.

Conveyancing

Once you have found the right home and the right mortgage to suit you, it is essential that everything runs smoothly to completion. At The Money Map, our experienced mortgage advisers have access to professional and efficient legal firms with competitive rates for all your conveyancing needs.

Buildings and Contents Insurance

Buildings and contents insurance is imperative to protect your home and belongings from any unforeseen incidents. For advice and information on competitive rates, our experienced mortgage advisers can help with all your needs.

For more information on any mortgage matters or for a free, no obligation quotation, use our free mortgage calculator or book your free consultation with one of our experienced advisers by calling 0800 848 8250, or email enquiries@themoneymap.co.uk.